Investor Products
Personniq is the premier investment and asset planning firm in the valley. Below
is just a sampling of innovative products and services that we currently offer.
Asset Planning
A fundamental key in organizing and planning for wealth, this tool allows clients
to explore all their options of investing through Asset-Backed Investments, and
combines their real estate portfolio with their entire portfolio, taking a holistic
approach to wealth building.
Business Structuring
Business Structuring & Estate Planning These tools create a way to properly protect
your wealth and maximize your tax benefit through the use of Business Structures.
Proper tools in place, creates a method for optimal transfer of wealth, thus properly
protecting a client's portfolio and beneficiaries. This service is offered through
affiliate companies.
Second Deeds of Trust
This investment offers a fixed rate of return over a defined timeframe (average
hold time of 3 yrs with impressive double- digit returns, compounded annually.)
Average minimum investment of $25,000 US, with no maximum investment. Conservative
Combined Loan to Value (CLTV), creating built in equity for additional layer of
protection.
Condo-hotel
This investment offers fractional ownership of resort rooms at high end vacation
destinations, allowing investors to participate in ‘hands off’ real estate ownership
at the resort level. Resort opportunities located in: The Dominican Republic, one
of the world’s fastest emerging markets; South Padre Island; Palm Springs, etc.
(Currently all under negotiation)
Pre-development Properties
This investment offers clients (prior to public release) the opportunity to invest
in land lots/property with a built in equity position at time of purchase. Additional
incentives may include; club membership dues initially waved, rebate credited at
time of purchase, preferred financing options, etc. Projects offered across the
nation (guidelines may vary).
Tenants In Common (TIC’s)
A TIC is commercial real estate fractionally owned and deeded separately for safety
and liquidity of ownership. This hands-off investment is conservatively leveraged
for extra protection and maximization of return on invested dollars. 100% of client’s
money is invested, with no entrance fees or costs associated with LLC set up or
real estate purchase. Annual income projected higher than avg. TIC company, with
the initial investment around $75,000 US.
Residential Real Estate
Investment properties in Arizona’s growing market, creating an overall opportunity
for clients to maximize their invested dollars through equity growth.
Insurance Needs
An essential part of wealth planning, this identifies insurable needs of a client’s
overall situation, based on income earned, debt carried, retirement goals, and other
important issues.
Self Directed IRA (SDIRA)
SDIRAs put clients in control of where they invest their retirement dollars. An
SDIRA is a custodian trust company that abides by several fundamental boundaries
of investing, while freeing your money up to invest in real estate based products
that can significantly augment your overall wealth and provide an alternative way
of growing wealth while protecting it!
Business Structuring & Estate Planning
These tools create a way to properly protect your wealth and maximize your tax benefit
through the use of Business Structures. Proper tools in place, creates a method
for optimal transfer of wealth, thus properly protecting a client’s portfolio and
beneficiaries. This service is offered through affiliate companies.
Financing/Mortgage Structuring
Identifying and implementing mortgage financing that compliments the overall goals
of clients (from optimal leverage positions, to creating improvement in monthly
cash flow). Commercial financing and business financing also available.